Helping Anirudh with Goal-Based Investing for Long-Term Goals
Helping a young professional balance market volatility and tax savings with low-risk financial products
Problem Statement
Anirudh, a father of three, was struggling to meet his financial goals with a stock-heavy portfolio. Despite sporadic investments in gold and bonds, he wasn’t seeing the desired growth. He needed liquidity for his ailing father’s treatment while aiming to meet long-term goals like his children’s education, marriage, and purchasing a home within the next 10-12 years.
Trust by more the 300 clients
- 360-degree approach
- Cost-effective and innovative solution
- 360-degree approach
- Cost-effective and innovative solution
Our Approach
We evaluated Anirudh’s financial situation, risk appetite, and specific goals. We identified that his portfolio lacked the diversification and strategic planning needed for long-term growth. Anirudh wanted a balance between liquidity for immediate needs and riskier investments for long-term returns.
- Assessed Anirudh’s financial situation, risk tolerance, and long-term goals.
- Identified lack of diversification and strategic planning in his current investments.
- Recommended a mix of liquid assets for immediate needs and riskier investments for long-term growth.
Our Solution
We guided Anirudh to invest in Debt Mutual Funds for liquidity, shift from individual stocks to high-compounding Mutual Funds, invest in Large and Mid-Cap portfolios for medium-term goals, and explore alternative investments for enhanced liquidity.
Insurance-Based Products
Recommended low-risk, guaranteed-return insurance products that ensure capital preservation while offering steady income.
Debt Mutual Funds
Introduced her to debt mutual funds, which offer more stability ensuring capital protection with long-term growth.
Hybrid Funds
Suggested balanced hybrid funds, which offer a mix of equity and debt for more predictable returns, suited for risk-averse investors
Other success cases
Miss Sinha's Journey to Financial Security
Miss Sinha, seeking safer investments, preferred stable returns over risky, volatile assets like Bitcoin and Small Cap Funds.
Helping Anirudh with Goal-Based Investing
Anirudh needed liquidity for his father’s treatment while balancing long-term goals like education, marriage, and buying a home.
